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After that he bounced around—selling suits at a Nordstrom outlet, cleaning carpets, waiting tables—until he learned that city bus drivers earn an hour and get full benefits. In theory, Scott could apply for banking jobs again.But his degree is almost eight years old and he has no relevant experience.From job security to the social safety net, all the structures that insulate us from ruin are eroding.And the opportunities leading to a middle-class life—the ones that boomers lucked into—are being lifted out of our reach.Every stereotype of our generation applies only to the tiniest, richest, whitest sliver of young people.

Mention “millennial” to anyone over 40 and the word “entitlement” will come back at you within seconds, our own intergenerational game of Marco Polo.Earlier this year she had to borrow money to file for bankruptcy.I heard the same walls-closing-in anxiety from millennials around the country and across the income scale, from cashiers in Detroit to nurses in Seattle.Decision by decision, the economy has turned into a young people-screwing machine.And unless something changes, our calamity is going to become America’s.

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